Question 1

Is DebtTracker really free?

Accepted Answer

Yes. You can track up to 3 people completely free, with no credit card required. Premium is $9.99 per year and gives you unlimited tracking.

Question 2

How do I track who owes me money?

Accepted Answer

Sign up, tap "Add Debt", enter the person's name and amount. As they pay you back, log each payment and the remaining balance updates automatically.

Question 3

Can I send a payment reminder to someone?

Accepted Answer

Yes. Every debt has a "Send Reminder" button that generates a shareable link. The recipient sees a page showing what they owe and can pay via PayPal or Venmo.

Question 4

Is my financial data private?

Accepted Answer

Completely. Your data is only visible to you. Passwords are hashed with bcrypt, sessions are signed with JWT, and every query is scoped to your account.

Question 5

Can I track debts for a business or freelance work?

Accepted Answer

Yes. The Projects feature lets you group debts and expenses by client or project, making it easy to track outstanding balances across multiple jobs.

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