Guides & Articles
Practical advice on tracking money owed, asking for repayment, and managing personal debts between friends, family, and roommates.
Splitwise Alternative: Track Money Owed Without the App
Looking for something simpler than Splitwise for tracking money between friends? Here's why a lightweight web-based tracker might be all you need.
How to Ask Someone to Pay You Back (Without It Being Awkward)
Practical scripts and strategies for bringing up money you're owed -- without damaging the relationship.
How to Keep Track of Who Owes You Money
Five methods compared -- from mental notes to dedicated apps -- plus which one actually works long-term.
Free IOU Template: Download & How to Use It
A simple, copy-ready IOU template for personal loans between friends and family -- plus the legal basics that make it enforceable.
How to Politely Remind Someone They Owe You Money
Scripts, timing strategies, and digital tools for following up on money owed -- without damaging the relationship.